FINANCIAL INCLUSION AND INCLUSIVE GROWTH STRATEGIES IN THE SUSTAINABLE ERA

Authors

  • Dr. Ashwin Kumar Department of Master of Business Administration, Guru Nanak Dev Engineering College, Bidar (Affiliated to Visvesvaraya Technological University, Belagavi, Karnataka, India)
  • Megha Kadam Department of Master of Business Administration, Guru Nanak Dev Engineering College, Bidar (Affiliated to Visvesvaraya Technological University, Belagavi, Karnataka, India)
  • Pavan Department of Master of Business Administration, Guru Nanak Dev Engineering College, Bidar (Affiliated to Visvesvaraya Technological University, Belagavi, Karnataka, India)
  • Udaykiran Department of Master of Business Administration, Guru Nanak Dev Engineering College, Bidar (Affiliated to Visvesvaraya Technological University, Belagavi, Karnataka, India)
  • Veresh Department of Master of Business Administration, Guru Nanak Dev Engineering College, Bidar (Affiliated to Visvesvaraya Technological University, Belagavi, Karnataka, India)

Keywords:

Financial Inclusion, Inclusive Growth, Sustainable Development, Digital Finance, Financial Literacy, Economic Development

Abstract

Financial inclusion has emerged as a critical driver of inclusive and sustainable economic growth in the modern era. It ensures access to affordable financial services such as banking, credit, insurance, and digital payments to all sections of society, particularly marginalized and underserved populations. This paper examines the role of financial inclusion in promoting inclusive growth, explores key strategies adopted in the sustainable era, and highlights challenges and future directions. The study adopts a conceptual approach supported by secondary data and policy insights. The findings suggest that digital financial services, government initiatives, and financial literacy play a pivotal role in achieving inclusive and sustainable development.

References

I. World Bank. (2023). Financial Inclusion Report.

II. Reserve Bank of India. (2024). Financial Stability Report.

III. Demirgüç-Kunt, A. et al. (2022). Global Findex Database.

IV. OECD. (2023). Financial Literacy and Inclusion Report.

V. United Nations. (2023). Sustainable Development Goals Report.

Additional Files

Published

01-06-2026

How to Cite

Dr. Ashwin Kumar, Megha Kadam, Pavan, Udaykiran, & Veresh. (2026). FINANCIAL INCLUSION AND INCLUSIVE GROWTH STRATEGIES IN THE SUSTAINABLE ERA. International Educational Journal of Science and Engineering, 9(05), 563–565. Retrieved from https://iejse.com/journals/index.php/iejse/article/view/388

Issue

Vol. 9 No. 05 (2026): SPECIAL ISSUE MAY - NATIONAL CONFERENCE ON EMERGING TRENDS IN ENGINEERING, TECHNOLOGY AND MANAGEMENT

Section

Articles

License

Copyright (c) 2026 International Educational Journal of Science and Engineering

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