A STUDY ON THE PROFITABILITY ANALYSIS OF SELECTED PRIVATE SECTOR BANKS OF INDIA
Keywords:
Profitability, Indian Private Banks, Financial Indicators, ROA, ROE, NIM, Efficiency RatioAbstract
This research paper aims to analyse the profitability of selected Indian private banks over a specific period. The study focuses on key financial indicators such as Return on Assets (ROA), Return on Equity (ROE), Net Interest Margin (NIM), and Efficiency Ratio. By evaluating these indicators, the paper aims to provide insights into the financial performance and profitability drivers of the chosen private banks. The findings are intended to offer valuable information for investors, stakeholders, and policymakers in assessing the health and sustainability of these banks.
References
I. Trivedi, A. (2002). “Economic Reforms and Banking Scenario: An Analysis”, Indian Economic Panorama, A Quarterly Journal of Agriculture, Industry, Trade and Commerce, Special Banking Issue, pp.6-8
II. Chandrasekhar, C.P. (2011). How sound is Indian banking. The Economic & Political Weekly. May, pp. 8
III. Jain, V. (2009). Non-Performing Assets in commercial Banks: Regal Publication, New Delhi,1st Edition p78-79
IV. Farmer, M. (2011). J. An accounting evaluation of performance of Indian public sector banks. Ahmedabad: Shanti Prakashan, pp75-103.
V. Gulati, R., Kumar S. (2011). “Efficiency- Profitability Relationship in Indian domestic banks: A disaggregate analysis”, The Asian Economic Review, Journal of the Indian Institute of Economics, Vol. 51, No:3, pp411-433.
VI. Hallinan, Joseph T. (2003). “Bigger Banks. Better Deals?”, Wall Street Journal - Eastern Edition, Vol. 242, Issue 84, pp.D1-D3
VII. Koeva, P. (2003). The Performance of Indian Banks during Financial Liberalization, IMF Working Paper No. 03/150.
VIII. Kumar, B.(2010): Leveraging Technology Foreign Banks Financial Inclusion, Bankers Conference Proceedings (Nov.)
IX. Mitra R., Shankar R. (2010). Measuring performance of Indian banks: an application Data Envelopment Analysis.
X. Subramanium, K. (1997). Banking Reformsinindia. TMH Publishing Co. Ltd., New Delhi.
XI. Varadi, Kumar V., Kumar P., Nagarjuna B. (2008): Measurement of Efficiency of Banks in India.
XII. S. K. Ghosh and S. P. Das (2018). This study provides a comprehensive analysis of the profitability of private sector banks in India.
XIII. S. Roopadarshini and S. Shilpa (2014). This study examines the factors that affect the profitability of Indian banks.
XIV. R. P. Singh and A. K. Upadhyay (2017). This study compares the financial performance of private sector banks in India.
XV. A. K. Bhatia and R. K. Mittal (2019). This study compares the profitability of public and private sector banks in India.
XVI. R. Vaidyanathan (2016). This study uses time series analysis to examine the profitability of Indian banks.
XXI. https://www.axisbank.com/annual-report-2018-2019/axis_2018-19.pdf
XXIII. https://www.moneycontrol.com/financials/kotakmahindrabank/ratiosVI/KMB/1#KMB
Additional Files
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 International Educational Journal of Science and Engineering
This work is licensed under a Creative Commons Attribution 4.0 International License.
